Senior Credit Analyst

From 3 to 8 year(s) of experience
₹ 15,00,000 - 25,00,000 P.A.

Job Description


Job Title: Senior Credit Analyst

Location: Delhi / Jodhpur / Rajkot

Function: CRO

Reports to: Zonal Head

Segment: BBG (Business Banking Group)

Experience: 3 to 8 Years.

CTC Range: 15 to 25 LPA


Role Details

  • Appraisal of credit proposals in line with the policy within laid down TATs.
  • Analysing the Financial statements, Cash flow statement and Ratio analysis for the purpose of assessment of working capital/ Term Loan/ other funding requirements of the FI.


Overall Job Description

  • Credit appraisal of prospective for FI clients for fund based exposure like Working Capital, Overdraft/Cash credit/Term Loan etc. and non-fund based exposure like Letter of credit / Bank Guarantee etc.
  • It also includes preparation of detailed proposal notes and ensuring clearance from credit sanctioning committees.
  • Client meeting, do evaluation of prospective customer and market, understand clients requirement, structuring proposals/deals within Banks credit guidelines, Credit Programs and customers requirement.
  • Monitoring economic and industry developments as well as financial parameters of clients to detect potential risk triggers or signs of stress and taking appropriate steps to mitigate risks.
  • Performing detailed credit and background reference checks on all prospective for FI Clients.
  • Make presentation to sanctioning committees for sanctions and approval of credit files as per bank policy.
  • Joint monitoring of portfolio with account relationship team based on early warning systems.
  • Preparing Risk/ Rating sheets making recommendations to approving committees.
  • Approving cases within delegated powers.
  • Monitoring of portfolio on ongoing basis for early warning signals.


Desired Behavioral / Functional Traits

  • Effective communication & interpersonal skills.
  • Strong leadership skills.
  • Proactive in achieving the target.
  • Good analytical and presentation skills.

Interested Candidate -

Click on Apply Button or Share resume at shailendra.sing@fortuneps.com or call on 7770008212.







Role:Credit Analyst

Salary: 15,00,000 - 25,00,000 P.A.

Industry:Banking

Functional Area:BFSI, Investments & Trading

Role Category:Lending

Employment Type:Full Time, Permanent

Education

UG:Any Graduate

PG:Any Postgraduate

Company Profile

Fortune Personnel Services

For one of India's Leading Bank

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Contact Company:Fortune Personnel Services