Operations Retail Lending- Front Office

From 2 to 5 year(s) of experience
₹ Not Disclosed by Recruiter

Job Description

Roles and Responsibilities


Assess Credit worthiness and the ability of the customer to repay back the loan in future.

Meeting & interacting with customers ,identifying the specific needs of the customer and suggesting optimal solutions. It also includes managing objections of the customers. Collecting & Checking the Documents (Eg. credit , loan agrements, application form, guarantee forms) ( Legal consequenses)

Entire sequence of steps, from the time a loan application is received (or a loan offer is accepted) to the time loan is closed, the loan proceeds are disbursed.

With customer - transaction oriented/relationship oriented to generate more business

Managing relations within the organisation / with the channel partners

Cross-Selling of HDFC Group company products eg. HDFC SLIC / HDFC ERGO

Enhancing business from existing corporates, establishing new arrangements with corporates / developers for generating business for HDFC Ltd.


Desired candidate profile


The candidate should have the ability to explain and market the various products offered with considerable patience and empathy and ensure that his knowledge/skill promotes the growth of business. The above position requires high energy levels, integrity, customer orientation, excellent communication skills (oral and written), convincing skills, process orientation, time management, team working skills and a strong determination to achieve results.







Role:Banking Operations - Other

Salary: Not Disclosed by Recruiter

Industry:Banking

Functional Area:BFSI, Investments & Trading

Role Category:Banking Operations

Employment Type:Full Time, Permanent

Education

PG:Any Postgraduate,MBA/PGDM in Any Specialization

Company Profile

Fortune Personnel Services

Banking Sector

Company Info
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Contact Company:Fortune Personnel Services